SBA Guides

Article 1: TurboTax for SBA Loans: How Guided Prep Software Works

The tax-software model applied to SBA applications — guided questions, auto-filled Forms 1919 & 413, and a lender-ready package in under an hour.

Article 2: The SBA Loan Process, Step by Step

All five phases of the SBA 7(a) loan process — documents, lender application, underwriting, SBA approval, closing. 30–90 days end to end.

Article 3: How to Apply for an SBA Loan (2026)

Apply for an SBA loan in 5 steps — prepare documents, find an approved lender, submit, underwriting, and closing. Plus how to improve your odds.

Article 4: How Long Does an SBA Loan Take? (2026 Timeline)

SBA loan timelines from application to funding — approval in 5–10 business days, closing in 30–90 days. What slows it down and how to speed it up.

Article 5: Why Do SBA Loans Get Denied? Top Reasons + Fixes

The top reasons SBA loans get denied — documentation, credit, repayment ability — and exactly how to prevent each one.

Industry Guide8 min read

Article 6: SBA Loan for a Laundromat

How to use an SBA 7(a) loan to buy or upgrade a laundromat — 10% down, equipment financing, and qualifying criteria.

Industry Guide8 min read

Article 7: SBA Loan for a Franchise

Financing a franchise purchase with an SBA 7(a) loan — franchise fee, buildout, the SBA Franchise Directory, and qualifying.

Guide8 min read

Article 8: SBA Working Capital Loans

How SBA 7(a) working capital loans and CAPLines work — amounts, rates, eligible uses, and qualifying criteria.

Program Guide7 min read

Article 9: SBA EIDL Loans: Status & Repayment Options

EIDL loan facts — limits, rates, forgiveness myths, hardship accommodation, and 2026 refinancing paths for borrowers.

Article 10: SBA Commercial Real Estate Loans

Buy your building with 10% down — SBA 504 vs 7(a), 25-year fixed rates, owner-occupancy rules, and qualifying.

Article 11: SBA Business Acquisition Loans

Buy an existing business with 10% down — seller financing, DSCR underwriting, deal structures, and how to apply fast.

Article 12: SBA Loans for Small Business

The complete 2026 guide to SBA 7(a), 504, Express, and microloans — eligibility, amounts, and the fastest way to apply.

Article 13: SBA 7(a) Loans: The Complete 2026 Guide

Eligibility, loan limits, rates, and the full application process for the most popular SBA loan program.

Article 14: How to Qualify for an SBA Loan

The key eligibility requirements and how to strengthen your application.

Tips6 min read

Article 15: 5 Common SBA Application Mistakes

Avoid the errors that slow down or derail SBA loan approvals.

News5 min read

Article 16: SBA Loan Limits Updated for 2026

What the latest SBA program changes mean for small business borrowers.

Article 17: SBA Form 1919 Explained

How to fill out the Borrower Information Form correctly and avoid common errors.

Article 18: SBA Express vs. 7(a): Which Is Right for You?

Compare speed, loan limits, and rates to choose the right SBA program.

Article 19: SBA 504 Loans: Real Estate & Equipment Financing

How the 504 program funds fixed assets with lower down payments.

Article 20: SBA 504 Down Payment: What You'll Actually Need

The 10% equity injection — when it drops to 5%, when it rises to 15%, and what counts as sourced funds.

Article 21: The SBA 504 Loan Process, Step by Step

From CDC selection to debenture funding — a realistic 4–6 month timeline.

Article 22: SBA 504 Loan Requirements: Complete Checklist

Borrower eligibility, owner-occupancy rules, credit thresholds, and every document a CDC requests.

Article 23: SBA Form 413: Personal Financial Statement

Complete the Personal Financial Statement correctly — assets, liabilities, and common mistakes.

Checklist7 min read

Article 24: SBA Loan Requirements Checklist

The complete document checklist — everything you need before you apply.