Prepare Your SBA Loan Application.
In About 30 Minutes.
Stop wrestling with SBA paperwork. PrepSBA guides you through every step, auto-fills the complex forms, and validates your documents so you can submit with confidence. See pricing or start your application.
Why Borrowers Choose PrepSBA
Finish in ~30 Minutes
What takes most owners 3-6 months gets done in a single focused session.
Fewer Rejections
Real-time validation catches errors before lenders do — reducing back-and-forth.
All the Right Forms
SBA Form 1919, Form 413, debt schedules, and cash flow projections — handled for you.
Free to Start
Prepare your entire application free. Pay a flat $299 only when you export.
You Pick the Lender
We prepare; you stay in control of where you apply. No lock-in.
Bank-Grade Security
AES-256 encryption, TLS 1.3, and SOC 2-ready infrastructure protect your data.
How It Works
Start Free
Create your application in minutes. No credit card required.
Answer Guided Questions
Our wizard adapts to your loan type and business, skipping irrelevant steps.
We Auto-Fill & Validate
Forms 1919 and 413 are filled automatically, with errors caught in real time.
Export & Submit
Export your lender-ready package and submit to any SBA lender you choose.
Frequently Asked Questions
How long does it take to prepare my SBA application with PrepSBA?
Most borrowers complete an entire lender-ready application package in 30 to 45 minutes. Our guided wizard uses conditional logic to skip irrelevant questions and AI to automate cash flow projections.
What does it cost to use PrepSBA as a borrower?
PrepSBA is 100% free to start and prepare your application. You only pay a flat $299 one-time when you're ready to export your complete lender-ready package. No subscription, no hidden fees.
Do I need to be an SBA expert to use PrepSBA?
No. PrepSBA guides you step by step, auto-fills the complex forms, and validates your documents in real time — catching the mistakes that typically send applications back for weeks of corrections.
Can I choose my own lender after preparing with PrepSBA?
Yes. PrepSBA exports a lender-ready package you can submit to any SBA lender you choose. We prepare the application; you keep full control over where you apply.
Is my financial data secure?
Yes. PrepSBA uses bank-grade security including AES-256 encryption at rest, TLS 1.3 in transit, Supabase Row Level Security, audit logs, and SOC 2-ready infrastructure.
Ready to prepare your SBA application the fast way?
Start free and see how quickly you can build a complete, lender-ready package.
Start Your Free Application →