SBA Loan to Buy a Business.
Full Application, Prepared for You.
Buying an existing business with an SBA 7(a) loan? PrepSBA auto-prepares your complete acquisition loan application — business plan, financial projections, SBA Forms 1919 & 413, debt and collateral schedules — validated and lender-ready in about 30 minutes. See pricing or start your acquisition application.
The Acquisition Package We Prepare For You
SBA Form 1919
Borrower Information Form — auto-filled for your acquisition from your answers.
SBA Form 413
Personal Financial Statement — assets, liabilities, income, and the down-payment source, calculated and validated.
Business Plan
Built for the purchase — ownership, the target business, and how you will operate it profitably.
Financial Projections
AI-generated pro forma income, cash flow, and balance sheets from the deal numbers you provide.
Debt Schedule
Purchase debt, seller financing, and existing obligations organized for underwriting.
Collateral & Supporting Docs
Collateral schedule and supporting financials captured in one guided flow.
Why Buyers Prepare Their Acquisition Application With PrepSBA
Finish in ~30 Minutes
What takes most buyers weeks of assembly gets done in a single focused session.
Fewer Denials & Delays
Real-time validation catches errors before your lender does — removing a common way acquisitions stall.
All the Right Documents
Form 1919, Form 413, business plan, pro formas, and schedules — handled for you.
Free to Start
Prepare everything free. Pay a flat $399 only when you export.
You Keep Your Deal
We prepare the package; you keep full control over your lender, broker, and terms.
Bank-Grade Security
AES-256 encryption, TLS 1.3, and SOC 2-ready infrastructure protect your financial data.
How Your Acquisition Application Gets Prepared
Start Free
Begin your acquisition package in minutes. No credit card required.
Answer Acquisition-Specific Questions
Sale price, down payment, seller financing, your industry experience — the wizard adapts to your deal.
We Auto-Fill & Validate
Forms 1919 and 413 are filled automatically; your business plan, projections, and schedules are generated for you.
Export & Submit
Export your lender-ready acquisition package and submit to any SBA lender or broker you choose.
Frequently Asked Questions
Can I use an SBA loan to buy an existing business?
Yes. SBA 7(a) loans are the #1 financing option for buying an established business. Buyers can borrow for the purchase price, certain working capital, and acquisition-related costs — with down payments typically around 10% for new owners with partial seller financing, and 5% for experienced or franchise buyers. PrepSBA prepares the complete application package lenders need.
What does an SBA acquisition loan require from the buyer?
Lenders focus on the buyer's experience in the industry, down payment, credit history, the business's cash flow and financials, a business plan, and complete documentation — including SBA Forms 1919 and 413, tax returns, debt schedules, and collateral information. PrepSBA auto-fills and validates every required document for your acquisition deal.
What documents do I need to apply for an SBA loan to buy a business?
A typical SBA acquisition package includes SBA Form 1919 (Borrower Information), Form 413 (Personal Financial Statement), business and personal tax returns, a business plan with financial projections, a debt schedule, and a collateral schedule. PrepSBA generates the business plan, projections, and properly formatted schedules — and auto-fills the SBA forms — so you don't have to build any of it by hand.
How long does it take to prepare an SBA business-purchase application with PrepSBA?
Most buyers complete a full lender-ready acquisition package in 30 to 45 minutes. The guided wizard uses conditional logic tailored to buying a business (sale price, down payment, seller financing, experience) so you only answer what's relevant — no weeks of assembly.
What does it cost to prepare my SBA acquisition application?
PrepSBA is 100% free to start and prepare your documents. You pay a flat $399 one-time only when you export your complete lender-ready package. No subscription, no hidden fees.
Can I use my prepared application with any SBA lender?
Yes — PrepSBA exports a lender-ready package you can submit to any SBA lender or broker you choose. We prepare the documents; you keep full control over your deal and lender.
My lender says applications get denied. Does PrepSBA actually improve my odds?
Many acquisition loans fail because of incomplete, slow, or badly assembled packages — not the borrower's deal. PrepSBA's real-time validation catches errors before lenders do and delivers every required document in a professional, underwriter-friendly format, which removes a common reason acquisitions stall in underwriting.
Ready to build your SBA business-purchase application?
Start free and see how quickly you can prepare a complete, lender-ready acquisition package.
Start Your Acquisition Application Free →