Complete Preparation. Faster Funding.
PrepSBA helps you prepare smarter and faster for SBA loans. Complete your entire SBA application with expert guidance — all in one place. 100% Free until your application is submitted.
Tired of drowning
in SBA paperwork?
Last year, thousands of worthy small businesses gave up on SBA funding because the process was too complex, too slow, and too easy to get wrong.
- Hours of confusing forms and unclear instructions
- Missing documents that delay or kill your application
- Manual calculations and error-prone pro formas
- Back-and-forth with lenders that drags on for weeks
- Months of frustration with no clear path forward
Traditional SBA Application
Average time: 3–6 months
PrepSBA Makes It Simple
The smartest way to apply for SBA loans — built like TurboTax. Step-by-step guidance, real-time error catching, and a lender-ready package when you're done.
Higher approval chances. Less stress. Faster funding.
Lightning Fast
Finish your complete application in ~30–45 minutes, not 3 months.
AI-Powered
Smart suggestions, automated projections, and real-time document insights.
Error-Free
Real-time validation catches mistakes before lenders do.
Lender-Ready
Professional exports, filled SBA forms, complete packages — on demand.
Before PrepSBA
Traditional SBA Process
- 3–6 months of paperwork
- Manual form-filling
- Unclear document requirements
- Multiple lender rejections
- Errors caught at the last minute
After PrepSBA
Guided, AI-Powered Application
- 30–45 minutes start to finish
- Auto-filled SBA forms
- Step-by-step document guidance
- Lender-ready package on export
- AI catches every error before submission
One Delightful Platform
From first question to funded — every tool you need in one place.
Guided Wizard
Multi-step stepper with auto-save, progress tracking, and conditional questions.
AI Assistance
Real-time suggestions, document insights, and automated cash flow projections.
Real-time Validation
Instant error highlighting with plain-English explanations before you submit.
Smart Documents
Upload once → auto-categorize. Clear guidance on every required file.
Lender-Ready Outputs
Auto-filled SBA forms 1919 & 413, debt schedules, and full export packages.
Bank-Grade Security
Supabase + encryption, Row Level Security, audit logs, SOC 2-ready.
White-Label Portals
Branded lender portals with team dashboards and borrower analytics.
Approval Optimizer
AI flags potential red flags and suggests improvements before you submit.
Simple as 1-2-3
Go from zero to a complete SBA application package in under an hour.
Tell Us About Your Business
Business info, ownership, loan purpose, and financials — guided by smart questions that skip what's irrelevant to you.
What You'll Provide
- →Business name & type
- →Ownership & management
- →Loan amount & purpose
- →Basic financial data
Guided Document Uploads
We tell you exactly what's needed, why it's needed, and what to do if you don't have it.
What You'll Provide
- →Business & personal tax returns
- →Financial statements & bank statements
- →Ownership documents & photo ID
- →Business plan / use of proceeds
Review & Export
AI generates your pro formas, fills your SBA forms, and assembles a complete lender-ready package.
Outputs Generated
- ↓Completed SBA Form 1919 & 413
- ↓Business debt schedule
- ↓Cash flow projections
- ↓Professional PDF summary
Loved by Owners & Lenders
Real results from real businesses that got funded.
“I finished my entire 7(a) application in 38 minutes. The AI caught a mistake in my projections that would have caused a rejection. Game-changer.”
Sarah M.
Founder, GreenLeaf Coffee
“As a lender, we love the clean, consistent packages we receive from PrepSBA applicants. It saves our team hours per application.”
Michael Torres
SBA Lending Manager
“The conditional logic and document guidance is spot-on. Finally an SBA tool that actually understands small business complexity.”
Raj Patel
Owner, TechSolutions LLC
“Went from 3 months of frustrating paperwork to an approved application in a single afternoon. I wish this existed years ago.”
Dana Collins
Co-Founder, Bright Horizons Fitness
“The white-label portal we set up for our borrowers has been a huge competitive advantage. Clients love how easy it is.”
James Wu
VP Commercial Lending, First National Credit
Simple, Transparent Pricing
Start free. Pay only when you're ready for your complete lender package.
For Borrowers
Free
$249 one-time for documents export
Everything a small business owner needs to build and submit a winning SBA application. 100% free to prepare your app.
- Full wizard access (all 6 steps)
- Document guidance & AI help
- Real-time validation
- Basic exports & checklist
- Email support
For Lenders
$500
per month + per application usage fee
Branded portal for your borrowers. Save hours per application with clean, consistent packages.
- White-label branded portal
- Unlimited borrower applications
- Team dashboard + analytics
- Custom document requirements
- Priority support & onboarding
Enterprise
Custom
large banks & credit unions
Full integration, SSO, dedicated infrastructure, and custom SLA for large institutions.
- Everything in Lenders plan
- API & core banking integration
- SSO & enterprise auth
- Dedicated infrastructure
- Custom SLA & compliance
✓ You pay when your docs are 100% done • ✓ No hidden fees • ✓ Cancel anytime
Your SBA loan is closer
than you think.
Join hundreds of small business owners who stopped drowning in paperwork and started getting funded — faster.